Where's The Budget?
Personal Finance Wellness Coaches
We've been there. We get it. You are not alone.
Where's The Budget?
Personal Finance Wellness Coaches
We've been there. We get it. You are not alone.
What Life Event Is Causing You Financial Uncertainty Right Now?
Life has a way of changing our financial picture.
Maybe you're:
- Getting married and figuring out how to combine your finances
- Expecting your first baby
- Buying a new car
- Buying your first home
- Facing a job loss or career change
- Going through a divorce
- Dealing with the loss of a loved one
- Becoming an empty nester and wondering what comes next
- Approaching retirement with questions about your debt
- Simply wondering, "Where's the budget?"
Whatever season you're in, we want to help you understand where you are today, identify where you want to go, and build a plan to help you get there.
Meet Bill & Renee
We’re Bill and Renee, and we believe that getting control of your money is about so much more than dollars and cents. It’s about reducing stress, strengthening relationships, gaining confidence, and creating the freedom to enjoy the life you’ve worked so hard to build.
Our own journey to financial freedom took 11 years and 22 days. Along the way, we learned that becoming debt-free isn’t always easy, but it is possible. We paid off nearly $958,000 in debt, including our mortgage, and experienced firsthand the emotional and practical difference that financial freedom can make. That journey changed the way we looked at money, marriage, family, and our future.
Renee became a Ramsey Solutions Master Financial Coach, following our debt free celebration and together we bring a combination of professional experience, real-life experience, accountability, and compassion to our work with others. We especially enjoy helping people who know they need to make a change but simply don’t know where to start — whether they’re overwhelmed by debt, afraid to even look at their bank account, trying to get their budget under control, or simply ready for a different way of doing things.
Family, faith, and serving others are at the heart of who we are. We don’t believe in judgment, lectures, or making people feel bad about where they are today. We believe in meeting people where they are, helping them make a plan, and walking alongside them as they take one step at a time toward financial peace.
We’ve been there. We know the way out. And we’d love to help you find yours.
What We Will Do As Your Mentor
💬 We Listen
You are not alone. We take time to understand your situation and concerns.
🔎 We Observe
We help you understand what your income, spending, debt and financial habits are telling you.
📖 We Educate
We explain what we observe and provide practical tips for creating margin, eliminating debt and building better financial habits.
🚶 We Walk Alongside You
Teaching, Encouragement, Accountability.
Tough love when needed.
And a willingness to celebrate the quick wins with you.
The Heart of a Teacher
We love to teach, coach, serve and mentor.
We believe people can change their financial future when they understand where they are, decide where they want to go, and are willing to take the steps necessary to get there. Our role is to listen, educate, encourage and walk alongside you—offering practical guidance.